Last Updated: January 17, 2026
Welcome to My Loan Options (accessible from myloanoptions.com). By accessing or using our website, you agree to be bound by these Terms of Service (“Terms”). If you do not agree to all of these Terms, please do not use our services.
1. Description of Service
My Loan Options is a digital referral platform that connects consumers with third-party lenders and lending networks (our “Partners”). We are not a lender, we do not take loan applications, and we do not make credit decisions. Our service is a tool to help you compare potential financial options.
2. Eligibility
You must be at least 18 years of age and a legal resident of the United States to use this website. By using this site, you represent and warrant that you meet these eligibility requirements.
3. User Consent and Information
By submitting your information through our lead capture forms:
- You authorize My Loan Options to share your information with our network of Partners to fulfill your request for loan options.
- You agree to receive communications (emails, calls, or SMS) from My Loan Options and our Partners regarding your inquiry.
- You acknowledge that our Partners may perform a “soft credit pull” to check your eligibility, which does not impact your credit score.
4. No Guarantee of Approval
My Loan Options does not guarantee that you will be matched with a lender, that a lender will approve you for a loan, or that any loan terms offered will meet your specific needs. Loan approvals and terms are determined solely by the independent lenders in our network.
5. Prohibited Conduct
You agree not to:
- Use the website for any fraudulent or illegal purposes.
- Provide false, inaccurate, or misleading information.
- Attempt to interfere with the proper working of the website or bypass any security measures.
- Use any automated system (bots, spiders) to harvest data from our platform.
6. Intellectual Property
All content on this website, including text, graphics, logos, and software, is the property of My Loan Options or its content suppliers and is protected by United States and international copyright laws.
7. Limitation of Liability
To the maximum extent permitted by law, My Loan Options and its affiliates shall not be liable for any direct, indirect, incidental, or consequential damages resulting from your use of the website or your interactions with any third-party lender matched through our service.
8. Disclaimer of Warranties
Our services are provided “as is” and “as available.” We disclaim all warranties of any kind, whether express or implied, including but not limited to the implied warranties of merchantability and fitness for a particular purpose.
9. External Links
Our website contains links to third-party websites (including lenders). We do not control or endorse the content or practices of these external sites and are not responsible for any transactions you enter into with them.
10. Modifications to Terms
We reserve the right to update or change these Terms at any time without prior notice. Your continued use of the website after any changes constitutes your acceptance of the new Terms.
11. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.
12. Contact Information
If you have any questions about these Terms, please contact us at:
My Loan Options Email: support@myloanoptions.com Website: https://myloanoptions.com